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Compare Banks for Personal Loans

Standard Chartered, HSBC, and Citibank offer personal loans with the lowest interest rates and most competitive terms.

Promotional Period

SC Cash One

3.48%

0 S$

Interest rate *

EIR: 6.95%

Processing Fees

Key Features

Receive Cash
in 15 mins

Apply Now

-Get up to S$3,100 Cashback upon approval -Within 15 min, get cash disbursed to any existing bank account of your choice -Subject to a max loan amount of S$250,000 -1 to 5 years loan tenure -No processing fees, but first year annual fee of $199 applies. $50 annual fee for subsequent years (waived if all payment is received by due date for the past 12 months). *Note that the rates provided to you are customised and might differ from what is displayed here.

HSBC Personal Loan

0 S$

3.2%

Processing Fees

Interest rate *

EIR: 6%

Key Features

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-1 min in-principle approval -P.A. EIR ranges from 6% to 14% -Fixed monthly repayments with choice of tenor between 1 and 7 years -Eg. For amount ≥SGD10,000, 6 mth repayment is 0% p.a. with processing fee of 1.50% (EIR 3.26% p.a) and 12 mth repayment is 4.88% p.a. with no processing fee (EIR 4.88% p.a.) -If you have an existing HSBC Personal Line of Credit, supporting documents are not required *Note that the rates provided to you are customised and might differ from what is displayed here.

Citi Bank Quick Cash

0 S$

3.45%

Processing Fees

Interest rate *

EIR: 6.5%

Key Features

Apply Now

-For 1 - 5 years loan tenures, interest rates are from 3.45% p.a. with no processing fees. E.I.R is fixed at 6.5% p.a. -Applicable for all loan tenor and loan of $1k and above -Repayment plans options ranging from 1 to 5 years at attractive rates Requirements: -Minimal annual income for main applicant to qualify for personal loans: S$30,000 for Singaporeans and PRs S$42,000 for foreigners -A Citibank Ready Credit or Citi Credit Card account *Note that the rates provided to you are customised and might differ from what is displayed here.

Compare personal loans with the lowest interest rates and most competitive terms