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Unlock the funding to grow your business

Compare Best Business Loan  &
Grow Your Business with New Funds

  • Access to >60 different partner lenders

  • Compare across 19 partnering banks and financial institutions

  • Obtain highest loan quantum & lowest interest rate

  • Get funded within 24 hours


Lowest interest rate from as low as 4.19% flat rate per annum



Get Matched

Apply for free! Fill out the form first and our business loan specialist will contact you to discuss the best financing option. We offer:

  • Access to 19 participating banks and financial institutions

  • Network of >60 different partner lenders

  • Risk-free assessment

  • Best deal, guaranteed

  • Free loan options comparison

Why you should apply with us

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What if the bank informs you that your company is not eligible for the business loan without providing you the reason although you provide all the required financial documents you need to borrow $100,000.

Do you know all the following will determine your business loan approval and amount?

  • Business owner's personal credit profile 

  • The bank you choose

  • Limits to financing with existing bankers

  • The way you answer the credit questions

  • Financial documents and figures

  • Poor credit proposal and paperwork

  • Experience level of banker you deal with

Aside, many companies are applying for maximum loan amount from multiple banks at one go. Don't shortchange yourselves and take whatever amount that was given by the banks and neglect their rejected application.

Working Capital Loan

Get Immediate Funds in 3 Simple Steps

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1.Apply Online

Complete the form on this page.

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2.Get Free Comparison Report

Meet our specialist, submit documents and get approved.

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3.Get your Funding

Once approved, check loan funds in your bank account.

Why is now the best time to borrow?

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Government Support
The SME Working Capital Loan (WCL) is a government assisted financing loan under the Enterprise Financing Scheme (EFS-WCL). The WCL is meant to help SMEs finance operational cashflow needs. SMEs can access up to $500K from October 2022 to March 2023. There are total of 19 participating financing institutions under this scheme, interest rate and credit assessment are different for each participating institutions. WCL is the only available option as TBL(Temporary Bridging Loan) deadline is over after September 2022.

Easier Approval
As the risk sharing between participating financial institution and Enterprise Singapore is 50% 50%, lenders will be able to claim 50% from Enterprise Singapore in the event of loan default. This also means that banks are more willing to lend given the strong support from the government.

Low-cost Funds

Interest is as low as 4.19% p.a. Given the rising interest rate environment. This is the last opportunity for SMEs to tab on this government support.

  • What is Working Capital Loan (WCL)?
    The SME Working Capital Loan (WCL) is a government assisted financing loan under the Enterprise Financing Scheme (EFS-WCL). The WCL is meant to help SMEs finance operational cashflow needs. SMEs can access up to $500K from October 2022 to March 2023.
  • Why shouldn’t I DIY my business loan and approach the bank directly?
    Sure, you can do that. However, you may risk getting rejected by banks if you apply directly without knowing if you pass the bank’s criteria. Once your application is rejected, your company will leave a “black-mark” in the bank’s records and it’ll be even tougher to apply in the future. Not to mention we save you the effort of submitting loan applications through 20 participating banks and financial institutions as we know every SME is different and we’ll be able to match your company’s profile with the right bank / financial institution.
  • What are some of the reasons that a bank may reject my loan application or grant me a lower amount than what a similar business can get?
    Business owner’s personal credit profile The bank you go with Limits to financing with existing bankers The way you answer the credit questions Weak cash flow and drop of sales due to Covid-19 Financial documents and figures that you declare to banker Experience level of the banker whom you deal with Poor credit proposal / paperwork Each financial institution’s credit assessment and risk appetite is very different (e.g. you may get rejected from UOB but secure a $100,000 loan with DBS), this is because the financial documents and risk appetite for these 2 banks are very different. Our team is formed up by ex-bankers with >30 years of combined banking experience, we know exactly what the banks are looking for before submitting to our strong network of >40 lenders. Before submitting the loan application, we’ll be able to help prepare a good proposal writeup based on your company’s financial profiles before submitting to the bankers for the loan application. This way, u’ll be able to achieve a better approval rate and higher loan quantum.
  • Can I take up another loan if I already had 1 with another financial institution?
    Yes, companies that had previously taken a WCL loan, can still apply for a new loan with another lender or top-up with existing one, that is provided its total exposure to the WCL is capped at the maximum amount of S$ 500,000 per borrower.
  • How fast can I get the funds?
    Standard processing time is within 2-4 weeks upon receiving full documents. On case by case and if your case is urgent, we’ll try to expedite for you and shorten the turnaround time for you.
  • How much do I have to pay you?
    Loan amount assessment is entirely free. After that, if you would like to engage our loan application service, we would do a comparison to show you which bank offers you the best package in terms of interest rate and processing fees based on your company’s profile and financial documents.
  • Nah, the whole loan process is too tedious
    Absolutely, Business loan applications can be tedious when you do it yourself. If you have someone from our team helping you, you can focus on your business operations while having a peace of mind that we are settling all your paperwork and getting the best deal for you. Besides, the credit questions poised by the respective banks can be very daunting and u do not want to risk answering the wrong answers which may affect your loan results.

Our financial 

Our experiences in the financing market have led us to great relationships with our partners. This variety of partners lets us have a wide range of financing options that fits with our clients needs.

Ethoz ThinkSME
Innoven Capital ThinkSME
Hong Leong Finance ThinkSME
MayBank ThinkSME
Orix Leasing Singapore Limited ThinkSME

We are here to 
help you succeed

Our team of experienced consultants is on hand to discuss your goals for growth, and how we can help you achieve them.

Contact us

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Email us
Call us
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(+65) 6012 9642
Visit us
Singapore – Headquarter
28 Genting Lane,
Platinum 28, #04-08
Singapore 349585


Suite 25.03A, Level 25, City Square Office Tower,

80000 Johor Bahru, Malaysia


9/F Fillinvest One Building Northgate Cyberzone,

Muntinlupa City 1781, Philippines


559/A Aman Nagar, Mirjapur Road,

Hirsar 125001, Haryana, India

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