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Unlock the funding to grow your business

Compare Best Business Loan  &
Grow Your Business with New Funds

  • Access to >60 different partner lenders

  • Compare across 19 partnering banks and financial institutions

  • Obtain highest loan quantum & lowest interest rate

  • Get funded within 24 hours

Form

Lowest interest rate from as low as 4.19% flat rate per annum

Safe

Fast

Get Matched

Apply for free! Fill out the form first and our business loan specialist will contact you to discuss the best financing option. We offer:

  • Access to 19 participating banks and financial institutions

  • Network of >60 different partner lenders

  • Risk-free assessment

  • Best deal, guaranteed

  • Free loan options comparison

Why you should apply with us

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What if the bank informs you that your company is not eligible for the business loan without providing you the reason although you provide all the required financial documents you need to borrow $100,000.

Do you know all the following will determine your business loan approval and amount?

  • Business owner's personal credit profile 

  • The bank you choose

  • Limits to financing with existing bankers

  • The way you answer the credit questions

  • Financial documents and figures

  • Poor credit proposal and paperwork

  • Experience level of banker you deal with

Aside, many companies are applying for maximum loan amount from multiple banks at one go. Don't shortchange yourselves and take whatever amount that was given by the banks and neglect their rejected application.

Working Capital Loan

Get Immediate Funds in 3 Simple Steps

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1.Apply Online

Complete the form on this page.

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2.Get Free Comparison Report

Meet our specialist, submit documents and get approved.

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3.Get your Funding

Once approved, check loan funds in your bank account.

Why is now the best time to borrow?

Government Support
The SME Working Capital Loan (WCL) is a government assisted financing loan under the Enterprise Financing Scheme (EFS-WCL). The WCL is meant to help SMEs finance operational cashflow needs. SMEs can access up to $500K from October 2022 to March 2023. There are total of 19 participating financing institutions under this scheme, interest rate and credit assessment are different for each participating institutions. WCL is the only available option as TBL(Temporary Bridging Loan) deadline is over after September 2022.

Easier Approval
As the risk sharing between participating financial institution and Enterprise Singapore is 50% 50%, lenders will be able to claim 50% from Enterprise Singapore in the event of loan default. This also means that banks are more willing to lend given the strong support from the government.

Low-cost Funds

Interest is as low as 4.19% p.a. Given the rising interest rate environment. This is the last opportunity for SMEs to tab on this government support.

  • How much does the project cost?
    Depending on the complexity on the project, min. project cost starts from SGD30,000 before grant support. E.g. Project Cost: $30,000 EDG Support: $15,000 (50%) Actual Project Cost: $15,000 On top of EDG grant support, eligible companies are able to use up to SGD7,000 skills future enterprise credit (SFEC) SkillsFuture Enterprise Credit (SFEC) (enterprisesg.gov.sg) to offset the project cost. To check SFEC eligibility, please login Business Grants Portal for more information. E.g. Project Cost: $30,000 EDG Support: $15,000 (50%) SFEC Support: $7,000 Project Cost: $8,000
  • Eligibility Criteria and Requirements:
    - Min. 2 years incorporation with at least >SGD300,000 annualized sales revenue in latest year. - Be registered and operating in Singapore - Have a minimum of 30% local shareholding
  • Project Cost is very expensive:
    Yes, no doubt it’s not cheap to transform and develop a top-class brand identity to outshine your competitors but if you’re serious about your business, treat it as a one-time investment cost to transform your business to what it truly deserves. Better still, now there’s a 50% ESG support grant that can help you with your business transformation.
  • Grant approval turnaround time:
    Typically it takes around 2-3 months, depending on the application workload from ESG officer, we’ve seen applications approved within as fast as 1 month.
  • My application was rejected previously. Can I try again?
    Yes, before we start to apply for this application. We’ll take a look at the rejection reason for previous application and see how we can work on current new one.
  • Can I engage any brand agency to apply for this grant for my company?
    Yes, you may choose to do so, however, agency must possess Singapore Accreditation Council (SAC) certification in order to apply for this grant.

Our financial 
partners

Our experiences in the financing market have led us to great relationships with our partners. This variety of partners lets us have a wide range of financing options that fits with our clients needs.

HSBC ThinkSME
Ethoz ThinkSME
Innoven Capital ThinkSME
Hong Leong Finance ThinkSME
MayBank ThinkSME
Orix Leasing Singapore Limited ThinkSME

We are here to 
help you succeed

Our team of experienced consultants is on hand to discuss your goals for growth, and how we can help you achieve them.

Email us
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Call us
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(+65) 6012 9642
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Visit us
Singapore – Headquarter
28 Genting Lane,
Platinum 28, #04-08
Singapore 349585

Malaysia 

Suite 25.03A, Level 25, City Square Office Tower,

80000 Johor Bahru, Malaysia

Philippines

9/F Fillinvest One Building Northgate Cyberzone,

Muntinlupa City 1781, Philippines

India

559/A Aman Nagar, Mirjapur Road,

Hirsar 125001, Haryana, India

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